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The Fiduciary Focus Blog

Guidance Point Broadens Their Investment Evaluation Process

Benjamin Smith, CFA 09 January, 2020
As of January 2020, our team has chosen to broaden our Investment Evaluation Process of investment managers to include the fi360 Fiduciary Score®. Why? We feel that as a Fiduciary to our clients, we ...
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Does My Retirement Plan Menu Offer Too Many Investment Choices? (HINT: It Probably Does!)

Benjamin Smith, CFA 06 November, 2019
Retirement plan fiduciaries have the important decision to make on how to design, implement, and monitor the investment lineup offered to participants. The number and what types of investment choices ...
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2019 Financial Times 401 Top Retirement Advisors

Benjamin Smith, CFA 11 October, 2019
Guidance Point Retirement Services, LLC is pleased to announce that A.J. Walker, AIF® has been named to the 2019 edition of the Financial Times 401 Top Retirement Advisers. The list recognizes the ...
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Are Index Funds Causing a Market Bubble?

Benjamin Smith, CFA 10 September, 2019
Over the tenure of our firm, our clients have been raising the question whether index funds in their allocation of investable dollars are a positive or a negative in their impacts to capital markets, ...
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6 Reasons Why You Should Hire A Dedicated Retirement Plan Consultant

A.J. Walker, AIF ® 27 August, 2019
Management guru Peter Drucker once said that “culture eats strategy for breakfast.” In this analogy we zoom out and look at the business overall to apply his sentiment. It implies that regardless of ...
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Evaluating Plan Assets & TIAA Contracts to Reduce Expenses: A 403(b) Case Study

A.J. Walker, AIF ® 24 July, 2019
Guidance Point Retirement Services conducted a comprehensive fiduciary assessment with this client, resulting in a decrease in overall plan expenses.
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4 Lessons We Learned from Attending the 2019 Fi360 Conference

Benjamin Smith, CFA 03 May, 2019
  1) Financial Coaching is the next evolution in the Participant Experience One session we attended was titled "The Evolution of the Investment Lineup Spectrum." It was presented by Franklin ...
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3 Reasons Your Retirement Plan Should Offer Index Funds

Benjamin Smith, CFA 14 June, 2018
Investment portfolio construction is frequently debated specifically around utilizing active funds, index funds, or both. Within defined contribution employee-directed retirement plans, we believe it ...
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Capital Markets Review - First Quarter 2018

Benjamin Smith, CFA 12 April, 2018
First Quarter 2018 – We’re glad that’s over!1
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When Should I Consider A Cash Balance Plan?  The Basics, The Pros, and Cons

A.J. Walker, AIF ® 10 April, 2018
I've heard of a 401(k), 403(b) and a Pension Plan. But what's this about  a Cash Balance Plan? In this article, we'll dig into defining the Cash Balance Plan basics, the pros and cons of utilizing ...
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