Evaluating Plan Assets & TIAA Contracts to Reduce Expenses: A 403(b) Case Study
A.J. Walker, AIF ® 24 July, 2019
Guidance Point Retirement Services conducted a comprehensive fiduciary assessment with this client, resulting in a decrease in overall plan expenses.
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The 10th Anniversary of the start of the Financial Crisis; How much longer does the Goldilocks Scenario last? June marked the 10th anniversary of the beginning of the Financial Crisis. In June 2007, ...
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Who pays the retirement plan fees? Should the plan sponsor pay? What about the participant? Maybe a mix of both? These questions are core to how our consultants help retirement plan committees ...
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Capital Markets Review- First Quarter 2017
Benjamin Smith, CFA 14 April, 2017
A Trump Bump and Growing International Economic Confidence: The first quarter of 2017 was dominated by political headlines and firming economic data globally. Risk assets continued to outperform ...
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Strengthen Your Governance with a 403b Fiduciary Governance Checklist
A.J. Walker, AIF ® 22 February, 2017
Frequently when retirement plans are established, the ongoing governance of plan operation is not sufficiently spelled out. Failure to articulate the fiduciary governance and appropriate delegations ...
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IRS 403(b) Plan Audits: Top Areas of Focus
A.J. Walker, AIF ® 02 February, 2017
Organizations that sponsor a 403(b) plan intend to manage the plan in a compliant manner, but due to the level of complexity of today's retirement plan it can be an overwhelming feat to do so. In ...
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Capital Markets Review - Fourth Quarter 2016
Benjamin Smith, CFA 10 January, 2017
A Tale of Two Halves 2016 can be described as a Tale of Two Halves. Many investors took a “risk-off” approach to the markets in the first half of the year due to a decline in oil prices and slow ...
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The 3 Questions an ERISA Compliance Checklist Will Answer
A.J. Walker, AIF ® 07 November, 2016
For the fiscal year ending September 2013, the Department of Labor (DOL) closed 3,677 investigations on defined contribution retirement plans. Of that amount, 775 (21%) were triggered by participant ...
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Capital Markets Review - Third Quarter 2016
Benjamin Smith, CFA 03 November, 2016
The Presidential Election Heats Up.... Global economies are turning their eyes to the US presidential election. Although world markets and economies absorb this leadership change every four years, ...
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