--- title: The Fiduciary Focus Blog | Investments description: Investments | Fiduciary Focus specializes in relevant topics for 401(k) & 403(b) Plan Sponsors with a specific focus on improving plan governance, reducing costs and improving investment plan menus. --- [![](https://blog.guidancepointrs.com/hs-fs/hubfs/images/download.png?width=750&height=228&name=download.png "download.png")](http://www.guidancepointrs.com/) Search [Blog](https://blog.guidancepointrs.com) Request a call - [Who We Are](http://www.guidancepointrs.com/who-we-are/) - [What We Do](http://www.guidancepointrs.com/what-we-do/) - [Who We Work With](http://www.guidancepointrs.com/who-we-work-with/) - [Resources](http://www.guidancepointrs.com/resources/) - [Pricing](http://www.guidancepointrs.com/pricing/) [(207) 358-3099](tel:+(207)%20358-3099) - [Home](https://www.guidancepointrs.com) - [Who We Are](http://www.guidancepointrs.com/who-we-are/) - [What We Do](http://www.guidancepointrs.com/what-we-do/) - [Who We Work With](http://www.guidancepointrs.com/who-we-work-with/) - [Pricing](http://www.guidancepointrs.com/pricing/) Search [Fiduciary Focus A Blog for Retirement Plans](https://blog.guidancepointrs.com) Request a call # If you have any questions or comments for Guidance Point, please fill out the form below and a representative will respond to you within two business days. Guidance Point values your privacy. For more information, view our Privacy Policy. REQUIRED FIELDS ARE INDICATED BY AN ASTERISK (\*). # The Fiduciary Focus Blog [![](https://blog.guidancepointrs.com/hubfs/Stock%20images/charts%20and%20graphs%20of%20sales%20of%20securities%20-%20workplace%20successful%20business%20man.jpeg)](https://blog.guidancepointrs.com/guidance-point-broadens-their-investment-evaluation-process) ## [Guidance Point Broadens Their Investment Evaluation Process](https://blog.guidancepointrs.com/guidance-point-broadens-their-investment-evaluation-process) [Benjamin Smith, CFA](https://blog.guidancepointrs.com/author/benjamin-smith-cfa) 09 January, 2020 As of January 2020, our team has chosen to broaden our Investment Evaluation Process of investment managers to include the fi360 Fiduciary Score®. Why? We feel that as a Fiduciary to our clients, we ... [Read More](https://blog.guidancepointrs.com/guidance-point-broadens-their-investment-evaluation-process) [![](https://blog.guidancepointrs.com/hubfs/Blog_Posts_Images/Choices-Featured.png)](https://blog.guidancepointrs.com/does-my-retirement-plan-menu-offer-too-many-investment-choices) ## [Does My Retirement Plan Menu Offer Too Many Investment Choices? (HINT: It Probably Does!)](https://blog.guidancepointrs.com/does-my-retirement-plan-menu-offer-too-many-investment-choices) [Benjamin Smith, CFA](https://blog.guidancepointrs.com/author/benjamin-smith-cfa) 06 November, 2019 Retirement plan fiduciaries have the important decision to make on how to design, implement, and monitor the investment lineup offered to participants. The number and what types of investment choices ... [Read More](https://blog.guidancepointrs.com/does-my-retirement-plan-menu-offer-too-many-investment-choices) [![](https://blog.guidancepointrs.com/hubfs/bubble-featured.png)](https://blog.guidancepointrs.com/are-index-funds-causing-a-market-bubble) ## [Are Index Funds Causing a Market Bubble?](https://blog.guidancepointrs.com/are-index-funds-causing-a-market-bubble) [Benjamin Smith, CFA](https://blog.guidancepointrs.com/author/benjamin-smith-cfa) 10 September, 2019 Over the tenure of our firm, our clients have been raising the question whether index funds in their allocation of investable dollars are a positive or a negative in their impacts to capital markets, ... [Read More](https://blog.guidancepointrs.com/are-index-funds-causing-a-market-bubble) [![](https://blog.guidancepointrs.com/hubfs/3%20Reasons%20Your%20Plan%20Should%20Offer%20Index%20Funds.png)](https://blog.guidancepointrs.com/3-reasons-your-retirement-plan-should-offer-index-funds) ## [3 Reasons Your Retirement Plan Should Offer Index Funds](https://blog.guidancepointrs.com/3-reasons-your-retirement-plan-should-offer-index-funds) [Benjamin Smith, CFA](https://blog.guidancepointrs.com/author/benjamin-smith-cfa) 14 June, 2018 Investment portfolio construction is frequently debated specifically around utilizing active funds, index funds, or both. Within defined contribution employee-directed retirement plans, we believe it ... [Read More](https://blog.guidancepointrs.com/3-reasons-your-retirement-plan-should-offer-index-funds) [![](https://blog.guidancepointrs.com/hubfs/Capital%20Markets%20Review%20First%20Quarter%202018.png)](https://blog.guidancepointrs.com/capital-markets-review-first-quarter-2018) ## [Capital Markets Review - First Quarter 2018](https://blog.guidancepointrs.com/capital-markets-review-first-quarter-2018) [Benjamin Smith, CFA](https://blog.guidancepointrs.com/author/benjamin-smith-cfa) 12 April, 2018 First Quarter 2018 – We’re glad that’s over!1 [Read More](https://blog.guidancepointrs.com/capital-markets-review-first-quarter-2018) [![](https://blog.guidancepointrs.com/hubfs/Blog_Posts_Images/GPRS%20Capital%20Markets%20Review%204Q17.png)](https://blog.guidancepointrs.com/capital-markets-review-fourth-quarter-2017) ## [Capital Markets Review - Fourth Quarter 2017 ](https://blog.guidancepointrs.com/capital-markets-review-fourth-quarter-2017) [Benjamin Smith, CFA](https://blog.guidancepointrs.com/author/benjamin-smith-cfa) 19 January, 2018 2017 was the Goldilocks Year, but what about 2018? There have been two important drivers for the strong equity rebound in 2017. First, dovish central bank policy and a weaker US dollar have resulted ... [Read More](https://blog.guidancepointrs.com/capital-markets-review-fourth-quarter-2017) [![](https://blog.guidancepointrs.com/hubfs/Blog_Posts_Images/GPRS_CapitalMarketsReview_June2017.png)](https://blog.guidancepointrs.com/capital-markets-review-second-quarter-2017) ## [Capital Markets Review- Second Quarter 2017](https://blog.guidancepointrs.com/capital-markets-review-second-quarter-2017) [Benjamin Smith, CFA](https://blog.guidancepointrs.com/author/benjamin-smith-cfa) 15 July, 2017 The 10th Anniversary of the start of the Financial Crisis; How much longer does the Goldilocks Scenario last? June marked the 10th anniversary of the beginning of the Financial Crisis. In June 2007, ... [Read More](https://blog.guidancepointrs.com/capital-markets-review-second-quarter-2017) [![](https://blog.guidancepointrs.com/hubfs/Capital_Markets_Review/CAPITAL%20MARKETS%20REVIEW%20%281%29.png)](https://blog.guidancepointrs.com/capital-markets-review-first-quarter-2017) ## [Capital Markets Review- First Quarter 2017](https://blog.guidancepointrs.com/capital-markets-review-first-quarter-2017) [Benjamin Smith, CFA](https://blog.guidancepointrs.com/author/benjamin-smith-cfa) 14 April, 2017 A Trump Bump and Growing International Economic Confidence: The first quarter of 2017 was dominated by political headlines and firming economic data globally. Risk assets continued to outperform ... [Read More](https://blog.guidancepointrs.com/capital-markets-review-first-quarter-2017) [![](https://blog.guidancepointrs.com/hubfs/Blog_Posts_Images/My%20Retirement%20Plan%20Funds%20are%20on%20the%20Watch%20List%20-%20Now%20What%3F.png)](https://blog.guidancepointrs.com/my-funds-are-on-the-retirement-plan-watch-list-now-what) ## [My Funds are on the Retirement Plan Watch List. Now What?](https://blog.guidancepointrs.com/my-funds-are-on-the-retirement-plan-watch-list-now-what) [Benjamin Smith, CFA](https://blog.guidancepointrs.com/author/benjamin-smith-cfa) 24 March, 2017 A main source of concern for plan sponsors we work with and talk to is the quality of their investments within their retirement plan. Retirement plan fiduciaries frequently express their lack of ... [Read More](https://blog.guidancepointrs.com/my-funds-are-on-the-retirement-plan-watch-list-now-what) [![](https://blog.guidancepointrs.com/hubfs/Blog_Posts_Images/A%20dive%20into%20What%20it%20means%20to%20hire%20a%203%2838%29%20Investment%20Advisor.png)](https://blog.guidancepointrs.com/what-does-it-mean-to-hire-a-3-38-advisor-/-investment-fiduciary) ## [What does it mean to hire a 3 (38) Advisor /  Investment Fiduciary?](https://blog.guidancepointrs.com/what-does-it-mean-to-hire-a-3-38-advisor-/-investment-fiduciary) [Benjamin Smith, CFA](https://blog.guidancepointrs.com/author/benjamin-smith-cfa) 25 January, 2017 It seems that daily there is more litigation news that alleges employers violated their fiduciary duty to prudently select and monitor the investment options offered in their 401(k) or 403(b) plan. ... [Read More](https://blog.guidancepointrs.com/what-does-it-mean-to-hire-a-3-38-advisor-/-investment-fiduciary) [All posts](https://blog.guidancepointrs.com/all) [Next](https://blog.guidancepointrs.com/topic/investments/page/2) ### Subscribe to Email Updates ### Posts by Topic - [Fiduciary Governance Process (15)](https://blog.guidancepointrs.com/topic/fiduciary-governance-process) - [Investments (15)](https://blog.guidancepointrs.com/topic/investments) - [Retirement Plan Menu Design (15)](https://blog.guidancepointrs.com/topic/retirement-plan-menu-design) - [Healthcare (10)](https://blog.guidancepointrs.com/topic/healthcare) - [Higher Education (9)](https://blog.guidancepointrs.com/topic/higher-education) - [Corporations (7)](https://blog.guidancepointrs.com/topic/corporations) - [ERISA Compliance (7)](https://blog.guidancepointrs.com/topic/erisa-compliance) - [Accolades (5)](https://blog.guidancepointrs.com/topic/accolades) - [Endowments & Foundations (5)](https://blog.guidancepointrs.com/topic/endowments-foundations) - [Awards (3)](https://blog.guidancepointrs.com/topic/awards) see all - [Who We Are](http://www.guidancepointrs.com/who-we-are/) - [What We Do](http://www.guidancepointrs.com/what-we-do/) - [Who We Work With](http://www.guidancepointrs.com/who-we-work-with/) - [Pricing](http://www.guidancepointrs.com/pricing/) - [Blog](https://blog.guidancepointrs.com/) - [Resources](http://www.guidancepointrs.com/resources/) [The Fiduciary Focus Blog](https://blog.guidancepointrs.com) [![](https://blog.guidancepointrs.com/hs-fs/hubfs/images/download.png?width=750&height=228&name=download.png "download.png")](http://www.guidancepointrs.com/) [(207) 358-3099](tel:+(207)%20358-3099) Copyright © 2016 Guidance Point Retirement Services, LLC, all rights reserved. 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