--- title: The Fiduciary Focus Blog | Endowments & Foundations description: Endowments & Foundations | Fiduciary Focus specializes in relevant topics for 401(k) & 403(b) Plan Sponsors with a specific focus on improving plan governance, reducing costs and improving investment plan menus. --- [![](https://blog.guidancepointrs.com/hs-fs/hubfs/images/download.png?width=750&height=228&name=download.png "download.png")](http://www.guidancepointrs.com/) Search [Blog](https://blog.guidancepointrs.com) Request a call - [Who We Are](http://www.guidancepointrs.com/who-we-are/) - [What We Do](http://www.guidancepointrs.com/what-we-do/) - [Who We Work With](http://www.guidancepointrs.com/who-we-work-with/) - [Resources](http://www.guidancepointrs.com/resources/) - [Pricing](http://www.guidancepointrs.com/pricing/) [(207) 358-3099](tel:+(207)%20358-3099) - [Home](https://www.guidancepointrs.com) - [Who We Are](http://www.guidancepointrs.com/who-we-are/) - [What We Do](http://www.guidancepointrs.com/what-we-do/) - [Who We Work With](http://www.guidancepointrs.com/who-we-work-with/) - [Pricing](http://www.guidancepointrs.com/pricing/) Search [Fiduciary Focus A Blog for Retirement Plans](https://blog.guidancepointrs.com) Request a call # If you have any questions or comments for Guidance Point, please fill out the form below and a representative will respond to you within two business days. Guidance Point values your privacy. For more information, view our Privacy Policy. REQUIRED FIELDS ARE INDICATED BY AN ASTERISK (\*). # The Fiduciary Focus Blog [![](https://blog.guidancepointrs.com/hubfs/Blog_Posts_Images/GPRS_CapitalMarketsReview_June2017.png)](https://blog.guidancepointrs.com/capital-markets-review-second-quarter-2017) ## [Capital Markets Review- Second Quarter 2017](https://blog.guidancepointrs.com/capital-markets-review-second-quarter-2017) [Benjamin Smith, CFA](https://blog.guidancepointrs.com/author/benjamin-smith-cfa) 15 July, 2017 The 10th Anniversary of the start of the Financial Crisis; How much longer does the Goldilocks Scenario last? June marked the 10th anniversary of the beginning of the Financial Crisis. In June 2007, ... [Read More](https://blog.guidancepointrs.com/capital-markets-review-second-quarter-2017) [![](https://blog.guidancepointrs.com/hubfs/Blog_Posts_Images/who%20pays%20the%20retirement%20plan%20fees.png)](https://blog.guidancepointrs.com/who-pays-the-retirement-plan-fees) ## [Who Pays the Retirement Plan Fees? 4 Tips to Help You Decide](https://blog.guidancepointrs.com/who-pays-the-retirement-plan-fees) [Benjamin Smith, CFA](https://blog.guidancepointrs.com/author/benjamin-smith-cfa) 19 May, 2017 Who pays the retirement plan fees? Should the plan sponsor pay? What about the participant? Maybe a mix of both? These questions are core to how our consultants help retirement plan committees ... [Read More](https://blog.guidancepointrs.com/who-pays-the-retirement-plan-fees) [![](https://blog.guidancepointrs.com/hubfs/Capital_Markets_Review/CAPITAL%20MARKETS%20REVIEW%20%281%29.png)](https://blog.guidancepointrs.com/capital-markets-review-first-quarter-2017) ## [Capital Markets Review- First Quarter 2017](https://blog.guidancepointrs.com/capital-markets-review-first-quarter-2017) [Benjamin Smith, CFA](https://blog.guidancepointrs.com/author/benjamin-smith-cfa) 14 April, 2017 A Trump Bump and Growing International Economic Confidence: The first quarter of 2017 was dominated by political headlines and firming economic data globally. Risk assets continued to outperform ... [Read More](https://blog.guidancepointrs.com/capital-markets-review-first-quarter-2017) [![](https://blog.guidancepointrs.com/hubfs/Capital_Markets_Review/GPRS%204Q%202016%20Capital%20Markets%20Review.png)](https://blog.guidancepointrs.com/capital-markets-review-fourth-quarter-2016-0) ## [Capital Markets Review - Fourth Quarter 2016](https://blog.guidancepointrs.com/capital-markets-review-fourth-quarter-2016-0) [Benjamin Smith, CFA](https://blog.guidancepointrs.com/author/benjamin-smith-cfa) 10 January, 2017 A Tale of Two Halves 2016 can be described as a Tale of Two Halves. Many investors took a “risk-off” approach to the markets in the first half of the year due to a decline in oil prices and slow ... [Read More](https://blog.guidancepointrs.com/capital-markets-review-fourth-quarter-2016-0) [![](https://blog.guidancepointrs.com/hubfs/Capital_Markets_Review/GPRS%203Q%20Capital%20Markets%20Review.png)](https://blog.guidancepointrs.com/capital-markets-review-third-quarter-2016) ## [Capital Markets Review - Third Quarter 2016](https://blog.guidancepointrs.com/capital-markets-review-third-quarter-2016) [Benjamin Smith, CFA](https://blog.guidancepointrs.com/author/benjamin-smith-cfa) 03 November, 2016 The Presidential Election Heats Up.... Global economies are turning their eyes to the US presidential election. Although world markets and economies absorb this leadership change every four years, ... [Read More](https://blog.guidancepointrs.com/capital-markets-review-third-quarter-2016) [All posts](https://blog.guidancepointrs.com/all) ### Subscribe to Email Updates ### Posts by Topic - [Fiduciary Governance Process (15)](https://blog.guidancepointrs.com/topic/fiduciary-governance-process) - [Investments (15)](https://blog.guidancepointrs.com/topic/investments) - [Retirement Plan Menu Design (15)](https://blog.guidancepointrs.com/topic/retirement-plan-menu-design) - [Healthcare (10)](https://blog.guidancepointrs.com/topic/healthcare) - [Higher Education (9)](https://blog.guidancepointrs.com/topic/higher-education) - [Corporations (7)](https://blog.guidancepointrs.com/topic/corporations) - [ERISA Compliance (7)](https://blog.guidancepointrs.com/topic/erisa-compliance) - [Accolades (5)](https://blog.guidancepointrs.com/topic/accolades) - [Endowments & Foundations (5)](https://blog.guidancepointrs.com/topic/endowments-foundations) - [Awards (3)](https://blog.guidancepointrs.com/topic/awards) see all - [Who We Are](http://www.guidancepointrs.com/who-we-are/) - [What We Do](http://www.guidancepointrs.com/what-we-do/) - [Who We Work With](http://www.guidancepointrs.com/who-we-work-with/) - [Pricing](http://www.guidancepointrs.com/pricing/) - [Blog](https://blog.guidancepointrs.com/) - [Resources](http://www.guidancepointrs.com/resources/) [The Fiduciary Focus Blog](https://blog.guidancepointrs.com) [![](https://blog.guidancepointrs.com/hs-fs/hubfs/images/download.png?width=750&height=228&name=download.png "download.png")](http://www.guidancepointrs.com/) [(207) 358-3099](tel:+(207)%20358-3099) Copyright © 2016 Guidance Point Retirement Services, LLC, all rights reserved. [Disclosure Statement](http://www.guidancepointrs.com/disclosure)