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The Fiduciary Focus Blog

3 Reasons Your Retirement Plan Should Offer Index Funds

Joseph Dunbar 14 June, 2018
Investment portfolio construction is frequently debated specifically around utilizing active funds, index funds, or both. Within defined contribution employee-directed retirement plans, we believe it ...
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Capital Markets Review - First Quarter 2018

Benjamin Smith, CFA 12 April, 2018
First Quarter 2018 – We’re glad that’s over!1
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Capital Markets Review - Fourth Quarter 2017 

Benjamin Smith, CFA 19 January, 2018
2017 was the Goldilocks Year, but what about 2018? There have been two important drivers for the strong equity rebound in 2017.  First, dovish central bank policy and a weaker US dollar have resulted ...
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Capital Markets Review- Second Quarter 2017

Benjamin Smith, CFA 15 July, 2017
  The 10th Anniversary of the start of the Financial Crisis; How much longer does the Goldilocks Scenario last? June marked the 10th anniversary of the beginning of the Financial Crisis.  In June ...
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Capital Markets Review- First Quarter 2017

Benjamin Smith, CFA 14 April, 2017
  A Trump Bump and Growing International Economic Confidence: The first quarter of 2017 was dominated by political headlines and firming economic data globally. Risk assets continued to outperform ...
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My Funds are on the Retirement Plan Watch List. Now What?

Benjamin Smith, CFA 24 March, 2017
  A main source of concern for plan sponsors we work with and talk to is the quality of their investments within their retirement plan.  Retirement plan fiduciaries frequently express their lack of ...
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What does it mean to hire a 3 (38) Advisor /  Investment Fiduciary?

Benjamin Smith, CFA 25 January, 2017
It seems that daily there is more litigation  news that alleges employers violated their fiduciary duty to prudently select and monitor the investment options offered in their 401(k) or 403(b) plan. ...
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Capital Markets Review - Fourth Quarter 2016

Benjamin Smith, CFA 10 January, 2017
A Tale of Two Halves 2016 can be described as a Tale of Two Halves.  Many investors took a “risk-off” approach to the markets in the first half of the year due to a decline in oil prices and slow ...
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3 Savvy Ways to Improve your 401(k) Investment Menu Design

Benjamin Smith, CFA 21 December, 2016
Today, the average 401(k) retirement plan relies heavily on  the non-expert decisions of plan participants, who  typically have no formal financial training. Because they     lack financial ...
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Top Rookie Mistakes When Evaluating your 401(k) & 403(b) Target Date Funds

Benjamin Smith, CFA 14 December, 2016
$823  billion dollars of assets currently reside in  Target Date Funds as of June 30, 2016, according to  Morningstar Research. ¹   Also,  forty cents of every new dollar going into DC plans is ...
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