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The Fiduciary Focus Blog

Capital Markets Review - Fourth Quarter 2016

Benjamin Smith, CFA 10 January, 2017
A Tale of Two Halves 2016 can be described as a Tale of Two Halves.  Many investors took a “risk-off” approach to the markets in the first half of the year due to a decline in oil prices and slow ...
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3 Savvy Ways to Improve your 401(k) Investment Menu Design

Benjamin Smith, CFA 21 December, 2016
Today, the average 401(k) retirement plan relies heavily on  the non-expert decisions of plan participants, who  typically have no formal financial training. Because they     lack financial ...
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Top Rookie Mistakes When Evaluating your 401(k) & 403(b) Target Date Funds

Benjamin Smith, CFA 14 December, 2016
$823  billion dollars of assets currently reside in  Target Date Funds as of June 30, 2016, according to  Morningstar Research. ¹   Also,  forty cents of every new dollar going into DC plans is ...
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The Question No One Asks About Stable Value Funds

Benjamin Smith, CFA 30 November, 2016
57% of  401(k) and 403(b) retirement plans offered  a stable value or investment contract fund to participants in 2015, and  19% of participants offered  this investment actually utilized the fund in ...
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Capital Markets Review - Third Quarter 2016

Benjamin Smith, CFA 03 November, 2016
The Presidential Election Heats Up.... Global economies are turning their eyes to the US presidential election. Although world markets and economies absorb this leadership change every four years, ...
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