Omotenashi & The Evolution of the Retirement Plan
Benjamin Smith, CFA 08 February, 2017
Omotenashi is the Japanese word for treating people the way you'd want to be treated, for a posture of customer service that builds long-term trust and loyalty. Seth Godin, in one of his recent blog ...
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What does it mean to hire a 3 (38) Advisor / Investment Fiduciary?
Benjamin Smith, CFA 25 January, 2017
It seems that daily there is more litigation news that alleges employers violated their fiduciary duty to prudently select and monitor the investment options offered in their 401(k) or 403(b) plan. ...
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Today, the average 401(k) retirement plan relies heavily on the non-expert decisions of plan participants, who typically have no formal financial training. Because they lack financial expertise, ...
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Top Rookie Mistakes When Evaluating your 401(k) & 403(b) Target Date Funds
Benjamin Smith, CFA 14 December, 2016
$823 billion dollars of assets currently reside in Target Date Funds as of June 30, 2016, according to Morningstar Research. ¹ Also, forty cents of every new dollar going into DC plans is invested in ...
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The Question No One Asks About Stable Value Funds
Benjamin Smith, CFA 30 November, 2016
57% of 401(k) and 403(b) retirement plans offered a stable value or investment contract fund to participants in 2015, and 19% of participants offered this investment actually utilized the fund in ...
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