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The Fiduciary Focus Blog

Omotenashi & The Evolution of the Retirement Plan 

Benjamin Smith, CFA 08 February, 2017
Omotenashi is the Japanese word for treating people the way you'd want to be treated, for a posture of customer service that builds long-term trust and loyalty. Seth Godin, in one of his recent blog ...
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IRS 403(b) Plan Audits: Top Areas of Focus

A.J. Walker, AIF ® 02 February, 2017
Organizations that sponsor a 403(b) plan intend to manage the plan in a compliant manner, but due to the level of complexity of today's retirement plan it can be an overwhelming feat to do so. In ...
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Top Rookie Mistakes When Evaluating your 401(k) & 403(b) Target Date Funds

Benjamin Smith, CFA 14 December, 2016
$823 billion dollars of assets currently reside in Target Date Funds as of June 30, 2016, according to Morningstar Research. ¹ Also, forty cents of every new dollar going into DC plans is invested in ...
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Improving Plan Operation, Cost, & Investment Structure: A 401(k) Case Study

A.J. Walker, AIF ® 07 December, 2016
The Challenge This client had been using the services of an insurance company bundled retirement plan product for over ten years with no service or fee benchmarking over that time frame. The client ...
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The 3 Questions an ERISA Compliance Checklist Will Answer

A.J. Walker, AIF ® 07 November, 2016
For the fiscal year ending September 2013, the Department of Labor (DOL) closed 3,677 investigations on defined contribution retirement plans. Of that amount, 775 (21%) were triggered by participant ...
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