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The Fiduciary Focus Blog

ESG Investing: Does it belong in your Retirement Plan Menu?

Benjamin Smith, CFA 03 April, 2018
A   question, or maybe even a demand, that we've been receiving more and more from our Retirement Plan Committees and their participants has been "Are there any Socially Responsible funds in our ...
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Guidance Point Retirement Services: Bad Fits

Benjamin Smith, CFA 25 May, 2017
  Who should we not work with at Guidance Point Retirement Services? What types of clients would we describe as "bad fits"?  This is a question that we receive from time to time from our prospects.  ...
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Who Pays the Retirement Plan Fees? 4 Tips to Help You Decide

Benjamin Smith, CFA 19 May, 2017
Who pays the retirement plan fees? Should the plan sponsor pay? What about the participant? Maybe a mix of both?  These questions are core to how our consultants help retirement plan committees ...
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IRS 403(b) Plan Audits: Top Areas of Focus

A.J. Walker, AIF ® 02 February, 2017
Organizations that sponsor a 403(b) plan intend to manage the plan in a compliant manner, but due to the level of complexity of today's retirement plan it can be an overwhelming feat to do so. In ...
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The Question No One Asks About Stable Value Funds

Benjamin Smith, CFA 30 November, 2016
57% of  401(k) and 403(b) retirement plans offered  a stable value or investment contract fund to participants in 2015, and  19% of participants offered  this investment actually utilized the fund in ...
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The 3 Questions an ERISA Compliance Checklist Will Answer

A.J. Walker, AIF ® 07 November, 2016
For the fiscal year ending September 2013, the Department of Labor (DOL) closed 3,677 investigations on defined contribution retirement plans. Of that amount,  775 (21%) were triggered by participant ...
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